The backbone of any successful field service business—whether HVAC, plumbing, or automotive repair—is efficient on-site operations. However, collecting payment in the field often introduces a hidden profit killer: high credit card processing fees. Trinity Payment Solutions has spent over 20 years developing customizable payment solutions specifically for businesses with unique needs.
How HVAC, Plumbing, and On-Site Service Businesses Are Eliminating 100% of Credit Card Fees with Mobile POS
The Hidden Cost of Mobile Transactions
For field service companies, accepting payments quickly at the job site is a necessity, but it’s often an expensive one. Standard merchant services may charge higher rates for transactions processed via mobile terminals or keyed in manually, a frequent occurrence when a technician is finishing a job. For a $1,500 HVAC installation, a 3% fee means $45 vanishes immediately. Over a year, these deductions amount to thousands of dollars that could have been used to hire a new technician or upgrade a vehicle fleet. It’s a substantial, unnecessary drain on hard-earned income.
Introducing the TPS Cash Discount Program
The Cash Discount Program is a simple, effective solution designed to offset these processing costs. Instead of absorbing the fee, the business pays a low, flat monthly fee to TPS. The cost of processing is then passed to the customer (who pays a slightly higher price for using a credit card), while customers who pay with cash or another non-card method receive a "discount." This model transfers the burden of high fees, legally eliminating up to 100% of the processing expense for the service company.
Seamless On-Site Payment with Mobile POS
This fee-elimination program integrates perfectly with modern payment technology. Technicians use state-of-the-art Mobile POS (Point-of-Sale) devices or durable Countertop Terminals designed for portability. These units clearly display the standard and discounted prices, process the transaction instantly, and issue a receipt. The result is a highly professional, efficient, and fee-free process that eliminates the need for technicians to manually invoice or chase late payments.
Instant Cash Flow and Reinvestment
The biggest tangible benefit for field service operators is the dramatic improvement in cash flow. By eliminating processing fees and ensuring funds are settled rapidly, the money you earn today is fully available tomorrow. The significant savings—which can quickly translate into thousands of dollars each month—can be immediately reinvested into critical areas like new inventory, advanced training for your team, or reducing the overhead that constrains growth. Stop losing money on every swipe and start empowering your business to thrive.
If your on-site service business is ready to stop sacrificing hard-earned profits to credit card fees, it’s time to explore a better model. Trinity Payment Solutions offers the customized guidance and 20 years of expertise needed to make this transition seamless and profitable.